Indemnification Scope

You agree to indemnify, defend, and hold harmless Wildfired, its officers, directors, employees, agents, licensors, suppliers, and any third-party information providers from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from:

Covered Claims and Damages

• Property Damage: Any damage to your property or third-party property related to wildfire incidents
• Personal Injury: Any injury or harm resulting from wildfire events or mitigation activities
• Financial Losses: Economic damages related to insurance decisions, property values, or business interruption
• Data Usage: Claims arising from your use of risk assessment data or platform recommendations
• Third-Party Claims: Any claims by neighbors, insurance companies, or other parties related to your use of the platform

Platform Usage Indemnification

Your indemnification obligations include, but are not limited to:

Risk Assessment Usage

• Reliance on risk scores or recommendations provided by the platform
• Decisions made based on GIS mapping data or fire severity zone information
• Actions taken or not taken based on platform assessments
• Sharing of risk assessment data with third parties

Insurance Matching Services

• Interactions with insurance providers through the platform
• Insurance application processes or policy decisions
• Disputes with insurance companies regarding coverage or claims
• Financial transactions related to insurance matching services

Community Hub Participation

• Content posted in community forums or discussions
• Interactions with other community members
• Information shared about local fire conditions or risks
• Participation in Firewise community activities

Limitation of Platform Liability

You acknowledge and agree that Wildfired shall not be liable for:

• Wildfire damage to your property or surrounding areas
• Failure of mitigation strategies or recommendations
• Insurance coverage denials or policy cancellations
• Inaccuracies in data sources or third-party information
• Service interruptions or technical failures
• Actions or decisions of insurance providers or other third parties

Defense Obligations

In addition to indemnification, you agree to:

• Provide immediate notice of any claims or potential claims
• Cooperate fully in the defense of any covered claims
• Allow Wildfired to control the defense and settlement of claims
• Provide all necessary documentation and testimony

Insurance Requirements

While not required, Wildfired strongly recommends that users maintain:

• Adequate homeowner's or property insurance
• Liability insurance coverage
• Umbrella insurance policies where appropriate
• Regular review and updates of insurance coverage

Survival of Agreement

This indemnification agreement shall:

• Survive termination of your use of the platform
• Continue in effect for all past usage of the platform
• Apply to claims arising after account closure
• Remain binding on your heirs and assigns